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Digital Wallet App Development: Core Features
Outstaffing / Development Team as a Service
Overview
The client sends qualification requirements for certain positions.
Itexus sends CVs of the candidates fitting the requirements.
The client interviews and accepts/rejects the candidates.Pre-agreed monthly rate is billed for the accepted candidates.
Itexus helps organize work in the most efficient manner, sets up development environment that can be secured and integrated into the client’s infrastructure.
Advantages
Full control. The client has a full control over the team and processes, can integrate new engineers with an existing team.
No hiring costs. No need to hire HR managers, recruiters or pay an exorbitant amount of money to recruiting agencies
Flexible scaling and descaling. The client can quickly scale the team up and down depending on the workload.
On-demand resources.The client is able to attract the resources with a specific skills part-time or full-time to complete a specific project task.
Disadvantages
Requires strong project and technical management on the client’s side — very skilled managers to supervise the remote developers.
Possible miscommunication.
Higher rates. Very often such projects require more experienced and expensive engineers with excellent communication skills to be able to work efficiently directly with the client..
Itexus collective expertise is not fully utilized, only individual expertise of the selected engineers.
Efficient Hours or Agile with Budget Control
Fixed Price
Outstaffing / Development Team
Size of project:
Requirements:
Flexibility:
Client’s involvement:
Budget / Rate:
Any
Evolving
Flexible
Average
Strictly Controlled
Any
Defined
Non Flexible
Minor
Fixed
Any
Evolving
Flexible
Full
Fixed
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From Idea to Ready-to-Market Product
Initial Consultation
Discovery Phase
Design
Architecture
Implementation
Testing / QA
Cloud Setup / DevOps
Going Live
Post Production Support
Registration & Login
Seamless sign-up procedure and fast sign-in via social media, fingerprint, or retina scan save your users’ time and provide them with a flawless experience.
Sync Accounts
Linking user’s credit and debit cards with the app allows managing multiple cards and bank accounts in one app.
Backup Facility
This vital feature allows users to restore wallet data. The best practice is to provide multiple methods of data storage – e.g., syncing it with the Dropbox cloud, iCloud, via local WiFi connection, built-in email wallet backup feature, etc.
Balance Replenishment
Adding money to an eWallet from connected bank accounts, debit or credit cards, other digital wallets, etc.
Wallet-to-Bank Transfer
The Wallet-to-Bank option allows users to send money from their app account to either their own or to another person’s bank account or debit card.
Online Payments
The primary objective of eWallet apps is to provide users with time-saving and the easiest method of making secure multi-purpose payments thus this feature is a must. Enable users to pick their preferred method of transaction authentication – entering a PIN, fingerprint, retina scanning, etc.
Send and Receive Funds
Sending money through an eWallet can be carried out via entering the recipient’s phone number or scanning the QR-code of the recipient’s app account. Receiving money is available through the same options, or a user can send a payment request to other app users.
Transaction History
This must-have feature enables users to check all of the previous transactions and see such details as the transaction amount value, the sender or recipient’s data, dates of payments, etc. It helps users to better track and manage their personal expenses.
Check Wallet Balance
Displays the real-time eWallet balance and linked bank account balance within the app.
Merchant Payments via Contactless Technologies
Using contactless technologies like NFC or QR code scanning allows in-store payments with digital wallets. Considering the emerging popularity of contactless payments and their comfort for users, this feature is requisite for an eWallet app’s success.
Budgeting and Planning
Empowers users to grasp and analyze their spending habits and save more through planning their finances right in the app. Users can create categories for expenses and income, set a budget for different categories of expenses, get reminders when the bills are due, set saving goals, etc.
Analytical Dashboards and Diagrams
This feature helps users to stay on top of their money and provides them with all the financial information across their accounts and credit cards through reports, figures, and diagrams.
Split Bill
This nice-to-have feature can turn into a competitive advantage for your eWallet app when it comes to splitting the payment with other people.
Promotional Website
Equip your business with a stunning promo website to convey the value of your products or services, highlight special offers and programs, and stand out from competitors.
Promote products and services
Build and improve brand awareness
Business Card
Make the right first impression. As a website development company we know how to make your business website unique and informative and represent your brand to arrange things to your advantage.
Stay in touch with your customers
Share the essential information
Strengthen your brand
Catalog Website
Stay on your clients’ fingertips wherever they are, improve customer engagement rate, and boost sales with a functional and well-designed catalog website.
Deliver an excellent customer experience
Add sections and filters to ease the search
Improve the deals closing rate
Corporate Website
Increase your company’s credibility, present your products and services, manage your brand identity, communicate to both clients and employees and expand your business through the most efficient digital channel – a corporate website.
Boost your leads and grow the revenue
Present your products, services, expertise
Engage your employees and attract new candidates
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